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How should I handle unsolicited calls or requests for information?

  • Protect Personal Information: Never provide personal details (name, address, birthdate, SIN, credit card, or banking information) to unsolicited callers or texters.

  • Hang Up on Demands: Your security is our priority. If you receive a communication (via phone, text, or email) demanding personal information, your one-time password (OTP), or immediate payment, please disengage immediately. It is crucial to remember that PC Financial® will never ask for your OTP during any outbound calls initiated by us.

  • Verify Identity: If someone claims to be from your financial institution, law enforcement, or a government agency, hang up and call them back using the official phone number (e.g., the number on the back of your PC Financial® card). Do not use contact information provided by the caller.

  • Research Organizations: Always verify the legitimacy of any organization before acting, especially for charities, collection agencies, or companies offering services.

  • Upfront Fees: Do not pay upfront fees when offered goods, services, or prizes. A key indicator of a scam is a demand for payment to receive something that should be free. In Canada, legitimate contest prizes are always free to accept – no fees or taxes are ever required.

Related questions

  • What can I do to help protect myself against credit card fraud?
  • What should I do if I suspect fraud on my PC Financial® account?
  • What is spoofing and how can I protect myself from it?
  • What steps should I take to secure my devices?
  • How can I identify and avoid phishing attempts?
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President's Choice Financial Mastercard is provided by President's Choice Bank. PC Optimum program is provided by President’s Choice Services Inc.