Support for Seniors
Whether you’re choosing banking products or making informed decisions, we’re here to support you whenever you need us.
Some helpful resources
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Learn how we’re actively identifying, removing, and preventing barriers faced by individuals with disabilities.
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Get clear explanations of our product features, including step-by-step video tutorials, FAQs, and great financial management tips.
Products that come with their own rewards
Apply for our no annual fee PC® Mastercard® and we’ll match you to the best credit card based on your eligibility.
Eligibility
Subject to credit approval and other eligibility criteria.
You can earn:
1% back6 in points at our grocery stores2. - At least 3¢ / litre back in points at Esso™ and Mobil™ stations7.
- 2.5% back in points at Shoppers Drug Mart® and Pharmaprix®4.
- 1% back in points at Joe Fresh®6.
- 1% back in points on dining, transit, and everywhere else6.
Core benefits
Purchase Assurance8.
Extended Warranty8.
Mastercard Global ServiceTM9.
Card details
Annual Fee:
No annual fee**
Additional Cards:
Free
Purchase rate (Standard)1:
21.99%
Cash advance rate (Standard)1:
22.97%
21.97% (Quebec)
Eligibility
Subject to credit approval and other eligibility criteria.
You can earn:
- 1% back6 in points at our grocery stores2.
- At least 3¢ / litre back in points at Esso™ and Mobil™ stations7.
- 2.5% back in points at Shoppers Drug Mart® and Pharmaprix®4.
- 1% back in points at Joe Fresh®6.
- 1% back in points on dining, transit, and everywhere else6.
Core benefits
- Purchase Assurance8.
- Extended Warranty8.
- Mastercard Global ServiceTM9.
Card details
Annual Fee:
No annual fee**
Additional Cards:
Free
Purchase rate (Standard)1:
21.99%
Cash advance rate (Standard)1:
22.97%
21.97% (Quebec)
Eligibility
Minimum $50,000 (personal) or $80,000 (household) annual income required. Subject to credit approval and other eligibility criteria.
You can earn:
- 2% back in points6 at our grocery stores2.
- At least 3¢ / litre back in points at Esso™ and Mobil™ stations7.
- 3.5% back in points at Shoppers Drug Mart® and Pharmaprix®4.
- 2% back in points at Joe Fresh®6.
- 1% back in points on dining, transit, and everywhere else6.
Core benefits
- Purchase Assurance8.
- Extended Warranty8.
- Mastercard Global ServiceTM9.
Additional benefits
Concierge Services10.
Card details
Annual Fee:
No annual fee**
Additional Cards:
Free
Purchase rate (Standard)1:
21.99%
Cash advance rate (Standard)1:
22.97%
21.97% (Quebec)
Eligibility
Minimum $80,000 (personal) or $150,000 (household) annual income required. Subject to credit approval and other eligibility criteria.
You can earn:
- 3% back in points6 at our grocery stores2.
- At least 3¢ / litre back in points at Esso™ and Mobil™ stations7.
- 4.5% back in points at Shoppers Drug Mart® and Pharmaprix®4.
- 3% back in points at Joe Fresh®6.
- 1% back in points on dining, transit, and everywhere else6.
Core benefits
- Purchase Assurance8.
- Extended Warranty8.
- Mastercard Global ServiceTM9.
Additional benefits
- Concierge Services10.
Travel Emergency Medical Insurance10.
Car Rental Collision/Loss Damage Waiver Insurance10.
Identity Theft Assistance Service10.
Card details
Annual Fee:
No annual fee**
Additional Cards:
Free
Purchase rate (Standard)1:
21.99%
Cash advance rate (Standard)1:
22.97%
21.97% (Quebec)
Maximize your points earning with exclusive rewards and PC Optimum™ points on everyday spending.
Eligibility
Minimum $80,000 (personal) or $150,000 (household) annual income required. Subject to credit approval and other eligibility criteria.
You can earn:
- 4% back in points3 at our grocery stores2.
- Up to 7¢ / litre back in points at Esso™ and Mobil™ stations5
- 5% back in points at Shoppers Drug Mart® and Pharmaprix®4
- 4% back in points at Joe Fresh®3
- 1% back in points on dining, transit, and everywhere else6.
Skip the lines, skip delivery fees
FREE PC Express™ Pass with unlimited $0 grocery delivery and pickup (valued at $99.99 per year) on eligible orders of $30 or more***
Core benefits
- Purchase Assurance8.
- Extended Warranty8.
- Mastercard Global ServiceTM9.
Additional benefits
- Concierge Services10.
- Travel Emergency Medical Insurance10.
- Car Rental Collision/Loss Damage Waiver Insurance10.
- Identity Theft Assistance Service10.
Card details
Annual Fee:
$120†
First year annual fee waived17
Additional Cards:
Free
Purchase rate (Standard)1:
21.99%
Cash advance rate (Standard)1:
22.97%
21.97% (Quebec)
Eligibility
Minimum $80,000 (personal) or $150,000 (household) annual income required. Subject to credit approval and other eligibility criteria.
You can earn:
- 4% back in points3 at our grocery stores2.
- Up to 7¢ / litre back in points at Esso™ and Mobil™ stations5
- 5% back in points at Shoppers Drug Mart® and Pharmaprix®4
- 4% back in points at Joe Fresh®3
- 1% back in points on dining, transit, and everywhere else6.
- Skip the lines, skip delivery fees
FREE PC Express™ Pass with unlimited $0 grocery delivery and pickup (valued at $99.99 per year) on eligible orders of $30 or more***
Core benefits
- Purchase Assurance8.
- Extended Warranty8.
- Mastercard Global ServiceTM9.
Additional benefits
- Concierge Services10.
- Travel Emergency Medical Insurance10.
- Car Rental Collision/Loss Damage Waiver Insurance10.
- Identity Theft Assistance Service10.
Card details
Annual Fee:
$120†
First year annual fee waived17
Additional Cards:
Free
Purchase rate (Standard)1:
21.99%
Cash advance rate (Standard)1:
22.97%
21.97% (Quebec)
Unlock our best everyday interest rate of 3.1%11
Details
- No monthly fee
- No minimum balance required
- Free unlimited everyday transactions12
- No foreign exchange transaction fee16
Spending:
- Up to 5,000 points per month through pension or payroll direct deposits13
- Up to 5,000 points per month on bill payments14
- 10 points per $115 at our grocery stores2
- 25 points per $1 at Shoppers Drug Mart® and Pharmaprix®15
- 5 points per $1 everywhere else15
New savings feature:
- Earn in interest when you add savings to your account11
- Free unlimited everyday transactions online and in-store12
- No minimum balance required and free Interac e-Transfer® services
Details
- No monthly fee
- No minimum balance required
- Free unlimited everyday transactions12
- No foreign exchange transaction fee16
Spending:
- Up to 5,000 points per month through pension or payroll direct deposits13
- Up to 5,000 points per month on bill payments14
- 10 points per $115 at our grocery stores2
- 25 points per $1 at Shoppers Drug Mart® and Pharmaprix®15
- 5 points per $1 everywhere else15
New savings feature:
- Earn in interest when you add savings to your account11
- Free unlimited everyday transactions online and in-store12
- No minimum balance required and free Interac e-Transfer® services
President’s Choice Bank is a member of the Canada Deposit Insurance Corporation (CDIC).
Protect yourself against scams
Credit & Debit Card Fraud
Identity Theft
'Phishing' & 'Vishing'
Online relationship scam
"The Grandparent Scam"
Power of Attorney & important documents
Contact us if you need help completing any of these forms, we'll be happy to assist.
Contact Us
Contact us by chatbot
Chat with our Virtual Assistant 24/7 for an immediate response.
Contact us electronically
Messaging:
Sign into your account (opens in a new window) and send us a note in the support centre
Contact us by mail
President's Choice Financial Mastercard,
P.O. Box 4403, Station A
Toronto, ON
M5W 5Y4
Contact us by phone
8am to 8pm local time
1 866 246 7262 (opens in a new window)
Outside North America Call us collect at:
647 426 1343 (opens in a new window)
Services for the hearing impaired
1 855 223 3499 (opens in a new window) (TTY only)
Submit a complaint
Submit a complaint to help us serve you better.
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