FREE comes faster with PC Optimum™.
Use your PC Financial® card everywhere you shop and watch how fast your PC Optimum™ points add up*.
Unlock more value with your PC Optimum™ points.
Load weekly offers
Simply load your offers each week in the PC Optimum™ app and take advantage of points offers on the things you buy most.
NEW! Pay your annual fee with PC Optimum™ points
PC Insiders™ World Elite® Mastercard® cardholders, can now use their points to cover all or part of their annual fee2, while still earning the most points* on groceries, gas, health, beauty, and apparel.
Earn more on everything you buy
Earn more points as a PC Optimum™ member when you use your PC Financial® credit card or PC Money™ Account* to shop for groceries, beauty, essentials, gas, and more. With a PC Financial® card, you earn points on every purchase, so you always get rewarded for your everyday banking4,5 and spending.
Fuel up on points
When you buy fuel at Esso™ and Mobil™ stations in Canada with a PC® Mastercard®, you get at least 30 PC Optimum™ points per litre1.
Redeem your PC OptimumTM rewards at over 4,500 stores.
Get $10 in value for every 10,000 points you redeem3 towards the things you love. It’s that simple!
